Plan around the return, not the top prize
Decide your budget before the first spin, because how often the bonus round arrives is not known in advance. The result of one session is random whatever the RTP of 96.71% says. That figure describes return over a very large number of spins, not your next hour of play. Keep each session within the limit you set before you start.
Open the game rules before you place a bet, because the RTP version running in this lobby is shown only there. Read that version, not a figure from memory or from another game, before you compare returns. Then decide whether that return suits how much you plan to play.
Read the maximum win as a ceiling that few sessions reach, not as a number to aim for. At a A$1 bet the ceiling is A$2,100, which is 2,100 times the stake. At the A$250 limit, it is A$525,000. Reaching either sum is rare, and no bet size makes it expected.